The US Automotive Industry and The Big Three

We have a proud car culture in the United States but, surprisingly, not many people know too much about this country’s automotive history. For this history lesson, we are focusing on the automotive “industry” rather than the history of the automobile itself.When It All BeganIn the 1890s, the American automotive industry began and, thanks to the use of mass-production and the large size of the domestic market, quickly evolved into the largest automotive industry in the world (though this title would be taken from the U.S. by Japan in the 1980s and then from Japan by China in 2008).The U.S. motor vehicle industry actually started with hundreds of manufacturers, but by the end of the 1920s, three companies stood apart from the rest:General Motors
ChryslerThe Big ThreeThese three companies continued to prosper, even after the Great Depression and World War II. Henry Ford began building cars back in 1896 and started the Ford-Motor Company in 1903. Ford utilized the first conveyor belt-based assembly line in 1913, improving mass production of its Model T. The assembly line decreased costs significantly and the Model T sold so well that it propelled Ford into the largest automobile company in the U.S.General Motors was founded by William Durant (formerly a carriage maker)n in 1908. In the first couple of years, GM acquired Buick, Oldsmobile, Oakland (later to become Pontiac), Cadillac, and a number of other car companies. Durant also wanted to acquire Ford but Henry Ford opted to keep his company independent. Having become a little to “acquisition-happy,” Durant over-extended the company and was forced out by a group of banks who took controlling interest in the company. Durant then teamed up with Louis Chevrolet and founded Chevrolet in 1913, which became a quick success. Durant retook majority control in GM after acquiring enough stock and GM acquired Chevrolet in 1917. This did not last long, however. Durant was forced out again in 1921. In the late 1920s, GM overtook Ford as the largest automaker.The former president of Buick and a former executive of GM, Walter Chrysler took control of the Maxwell Motor Company in 1920, revamped it, and reorganized it into Chrysler Corporation in 1925. Chrysler acquired Dodge Brothers in 1927 and, in 1928, introduced the DeSoto and Plymouth brands thanks to the dealer network and manufacturing facilities that came with the Dodge acquisition. By the 1930s, Chrysler overtook Ford and became the second largest automaker.1950s and BeyondBy 1950, America produced almost 75 percent of all automobiles in the world. At the start of the 1970s, however, U.S. auto companies (especially the Big Three) were severely affected by increased competition from foreign auto manufacturers and high oil prices. In subsequent years, companies bounced back occasionally but the crisis reached its pinnacle in 2008, prompting Chrysler and General Motors to file for bankruptcy reorganization and be bailed out by the federal government. While Ford was also affected by the crisis, it decided to power through on its own and did not take the bail out. We actually have a lot of respect for Ford as a result of this. They did not take the easy way out.The year 2014 saw saw the biggest (seasonally adjusted annualized) sales in history with 16.98 million vehicles.

What Are the Properties of Automotive Adhesives?

Automotive adhesives are high performance structural glues that take very little time to cure and are capable of offering excellent bond strengths both to dissimilar and similar substrates. These cementing agents are created for improving vehicle performance and are also known for enhancing the car’s comfort and safety features by making it lighter. You can use these glues for completing a wide range of installation and repair jobs. They have both exterior and interior applications, for instance, you can use them to repair deck lid flanges, hoods, interior dashboards, doors and roof panels of cars. Automotive adhesives are formulated specially for sticking surfaces made from steel, aluminum and other metals together. They have emerged as perfect substitutes of mechanical fasteners and welds and have played big role in increasing the durability and reducing weight and manufacturing costs of modern-day vehicles.What are the main reasons behind the popularity of these cementing agents? As mentioned in the section above, automotive adhesives are instrumental in replacing mechanical fasteners and welds to join different kinds of dissimilar and similar substrates. The main reason, for which they have become the most common choice when it comes to repairing vehicle parts, is: they don’t require priming or degreasing to join car parts. If you use these glues, you will not more be the victim of issues like failure and fatigue in areas surrounding the fasteners and welds. To know more about the reason behind the popularity of these cementing agents, get acquainted with their benefits:• They are capable of increasing the overall stiffness of your car allowing it to offer improved acoustic performance and handling.• These cementing materials are capable of decreasing costs by minimizing weld spots. When these adhesives are used, manufacturers can opt for mid-strength steels instead of using high-strength steels.• Use of these cementing materials reduces weight of a vehicle significantly, which in turn decreases CO2 emissions.• The durability of a car’s body and chassis increases notably after application of this glue type. This ability of the bonding agent makes it a perfect remedy for failure and fatigue found around the fasteners and spot welds.• You can use these glues to successfully prevent occurrence of corrosion triggered by environmental conditions.• The manufacturing procedures of the majority of the modern-day vehicles involve use of automotive adhesives. Laboratory analysis of these vehicles has revealed that use of structural adhesives make their parts more crash resistant and that too without increasing their overall body weight.

Automotive Insurance Coverage – Discover Your Options

Getting automotive insurance coverage is one of the required insurance that your state wants you to get or purchase. Every state in the United State of America requires those that have cars to get them insured.Having a car is a nice and wonderful feeling for it is some sort of achievement to others but having a car on your own comes with a big responsibility for you need to make sure that you get it insured before you can drive it around.You don’t want to be caught driving without a car insurance for that will be a dent on your driving history. People think differently about having their car insured some feels it’s just a waste of money while other thinks it is important while some wants to get one but don’t have the budget to have one.But today you can find affordable and cheaper auto insurance if you’ll just be patient and look around. But before you get auto insurance it is important to know or gather information about it. For sometimes insurance agent will offer you coverage which you won’t need.It is also important for you to know the coverage that you’ll find under auto insurance so that you would know which one you need and which one you don’t. Below is a list of some coverage under auto insurance.Having Property Damage Liability. This type of coverage protects you if you ever get into an accident that it was your fault and damaged the property of the other party. This property refers to vehicle or even fence and buildings that you have damaged.Bodily Injury Liability CoverageThis will cover the injury and damage that you have caused to the other driver or passenger due to the accident. This will protect you even when you are at fault this also covers the medical as well as the legal defense and lawsuit settlements if ever the other party will file a case against you.Comprehensive InsuranceThis type of coverage will cover the damage of your car not only during the accident but also if your car is stolen or damage because it was hit by some objects such as falling trees or was hit by a baseball ball when you parked it somewhere.Collision InsuranceThis also covers for your car damage but only the damage it get form an accident and not from any other damage. This will only cove r if you hit another car or if you accidentally drove your car into a tree or a permanent object.Uninsured or Under Insured MotoristEven though you are insured there are also many who is not insured or don’t carry enough insurance on them. So this coverage helps protect you if ever you hit or caught in an accident and the other party doesn’t have enough insurance to cover for your losses. If that happens this type of coverage will cover for your property damage as well as your medical bills if you are badly wounded.The coverage above is only few, of the many coverage that you need to know under automotive insurance. They are important so that you would know which coverage you have to get. Only get those you will need and ignore those you don’t so that you can somehow save some of your money.